How to Recharacterize an IRA Contribution

Do you have multiple IRA accounts at tastyworks and accidentally contribute to the wrong IRA account type? You can recharacterize a recent contribution by following the instructions below. You can find the forms mentioned below by visiting our Forms and Agreements page by clicking here. Please send all completed forms to accounts@tastyworks.com.

Did you accidentally exceed your IRA contribution limit and need to remove an excess contribution? If so, then please click here.

Did you make an IRA contribution but accidentally contributed to the wrong tax year? If so, then please click here.


IRA recharacterization requests must be submitted before and processed by our accounts team before the tax filing deadline (or up until the extended due date if you filed for an extension).


How to recharacterize a contribution meant for a Traditional IRA

Fill out a Roth IRA Distribution Request Form

Did you accidentally make a contribution to your Roth IRA that was meant for your Traditional IRA? If so, then please fill out a Roth IRA Distribution Form. Please click the illustrated guide below to expand and download the form guide.


How to recharacterize a contribution meant for a Roth IRA

Fill out an IRA Distribution Request Form

Did you accidentally make a contribution to your Traditional IRA that was meant for your Roth IRA? If so, then please fill out an IRA Distribution Form. Please click the illustrated guide below to expand and download the form guide.